Banks & Jones, Attorneys at Law

Severe injuries affect every aspect of life, including your health, income, family, and future. Life after a devastating injury may be far different and more difficult than it was before. Compensation should address all legally recoverable losses, whether they are easy to calculate or difficult to quantify. Depending on the facts of the case, recoverable damages may include medical expenses, lost income, diminished earning capacity, rehabilitation costs, future medical care, pain and suffering, permanent disability, scarring, disfigurement, and other losses. In fatal-injury cases, eligible sur

In many Tennessee personal-injury cases, a lawsuit must be filed within one year of the injury. Different deadlines and exceptions may apply depending on the type of claim and the parties involved, so anyone with a potential case should contact a lawyer as soon as possible.

Use caution when speaking with an insurance company after a serious crash. The insurer’s interests may differ from yours. Consider speaking with a lawyer before giving a recorded statement, signing documents, or accepting a settlement. An attorney can advise you, protect your interests, and communicate with the insurer on your behalf.

Possibly. Tennessee follows a modified comparative-fault rule. A person who is less than 50 percent at fault may generally recover damages, but the recovery is reduced according to that person’s percentage of fault. A person who is 50 percent or more at fault generally cannot recover.

Insurance companies sometimes make early offers to resolve claims quickly and inexpensively. An early offer may not account for the full extent of your injuries, future treatment, lost income, or other damages. Once you accept a settlement and sign a release, you generally cannot seek additional compensation later, even if your injuries prove more serious than expected.